Helping enterprises in banking, insurance and mortgage
industries adopt digital technologies
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MARLABS FIN-TECH SERVICES
The great ‘disruption’ of banks promised by the rise of ‘Neobanks’ never happened! This is because consumers still want the trust and security associated with traditional institutions. They don’t want digital banks; they want banks that are digital!
Marlabs has partnered with some of the leading banks to help them go digital.
OMNICHANNEL EXPERIENCES
- Chat bots, virtual assistants and robo-advisors
- Product engineering of end consumer apps providing various financial tools
- Augmented & Virtual Reality experiences
- Frictionless mobile enabled pre-stage ATM transactions
- Automatic branch check-in
- Self-service biometrics enabled digital kiosks
- Video conferencing with bank agents
INTELLIGENT AUTOMATION
- Robotic Process Automation – Payment exception, customer onboarding, borrower truth determination, fraud investigation, regulatory & compliance validations and enforcements, fund transfers etc.
- Machine learning models for assessing credit risks, predicting investment performance, consumer behavioral analysis etc.
- Customer support bots
- e-loans and e-closures
- Real time risk models
- Blockchain-enabled smart contracts
- IBOR/LIBOR automation
OPEN BANKING ECOSYSTEM
- Development of open banking API based extensible tools and services
- Partnerships to form joint-IP development and contribution to fin-tech ecosystem
CYBER SECURITY
- Cyber threat intelligence
- Physical and behavioral biometrics
- Password-less authentication (FIDO2 etc.)
- Data privacy tools
Insurance of the future will be real time, dynamic, contextual and deeply personalized powered by Internet of Things, Automation and Artificial Intelligence!
Marlabs has partnered with leading insurance companies to make this future happen!
BEHAVIORAL PRICING ENGINES
- Real time data pipelines powered by IoT sensor networks – telematics, drones, smart homes and wearables
- Dynamic pricing engines powered by IoT data, asset behaviors, analytical and machine learning models
- Image (computer vision) and location (geo spatial) based risk analysis
INTELLIGENT AUTOMATION
- Engineering of automated underwriting systems
- Machine learning models for risk assessment and quote generations
- Predictive analytics for incident and claim prediction and fraud detection
- Claim settlement automation and fraud detection models
CUSTOMER EXPERIENCE
- Chat bots, virtual assistants and omni channel apps
- Coverage personalization
Over 20 million new tech savvy home buyers are expected to enter the market by 2025! The digital mortgage of the future needs to be designed for these digital natives who seek anytime, anywhere, online, paperless, personalized access with speed, usability and transparency.
Marlabs has partnered with leading mortgage institutions helping them provide their customers the ultimate home buying experience.
OMNICHANNEL EXPERIENCES
- Product engineering of omni-channel consumer apps – self service mortgage loan applications, calculators, simulators, home finders etc.
- Loan servicing apps
- Augmented & virtual reality experiences
- Chat bots, virtual assistances and robo-loan advisors
INTELLIGENT AUTOMATION ACROSS THE LOAN ORIGINATION TO LOAN SERVICING LIFE CYCLE
- Robotic process automations for borrower verification and appraisals, loan processing, underwriting, closing and funding
- Machine learning models for borrower credit risk modeling
- Enabling e-closing process
- Blockchain-enabled smart contracts
ELECTRONIC DOCUMENT SOLUTIONS & INTEGRATIONS
- Computer vision and machine learning models for end user document scanning/paperless experience
- Solutions for digital generation and delivery of disclosures and closing documents
- Document engines that can dynamically generate and digitally deliver electronic documents based on LOS data
- Tools enabling hybrid model of end user e-signing of digital documents and paper-based fulfilment
The days of LIBOR are numbered. Any changes to the reference interest rate that is embedded in millions of financial contracts worldwide could be the cause of significant business risk.
Technologies like automation, machine learning, and natural language processing with content management can help mitigate risk from the LIBOR change.
Contact us to learn how you can accelerate contract review while lowering operational costs for the LIBOR
CASE STUDIES
Digital Transformation: Taking IT from a cost-centre to a profitability-focussed innovation hub
WHITE PAPER
Download This Whitepaper
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